Your two wheeler takes you on endless joyrides, provides you with a spirit of adventure and freedom to traverse distances. With our Two Wheeler Policy, we secure your every ride be it to work, home or leisure so that you can continue enjoying your joyrides, adventures and freedom without any worries
Loss or Damage Cover - We cover your two wheeler in case of loss or damage caused by natural calamities (such as; fire, explosion, self-ignition/lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide, etc.) or man-made calamities (such as; burglary, theft, riot, strike, malicious act, accidental external means, terrorist activity, damage in transit by road, rail, inland waterway, lift elevator or air, etc.)
Liability to Third Party - Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
Note: As per Supreme Court directive, insurance for new two wheelers will have mandatory 5 year third party insurance cover.
Please call on 1800 266 4545 for more details.
Personal Accident Cover for Owner Driver - Coverage of ₹ 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the car. Optional personal accident covers for co-passengers are also available.
Choose from multiple tenure - You can now choose a policy tenure of 1, 2 or 3 years. Choosing a longer tenure means additional discounts & hassle free coverage without having to renew your policy every year.
No increase in the Third party premium - For 2 and 3 year policies
Inbuilt PA – The policy comes with an inbuilt personal accident cover to secure your finances in case of any injury due to an accident.
No Claims Bonus – Enjoy attractive discounts based on your previous claims history
Additional Discounts – If you’re an active member of a recognized Automobile Association of India (AAI), you can enjoy a n additional discount on your insurance premiums.
Step 1: Call us on 1 800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy
Step 2: Submit all bills along with your policy details to us and we will make the payment within 7 working days of completion of documentation
What is IDV?
The Insured's Declared Value (IDV) of the vehicle is the maximum Sum Assured fixed by the insurer at the beginning of each policy period for the insured vehicle. If the vehicle suffers total loss, the IDV is the compensation that the insurer will provide to the policyholder.
What should the IDV of my vehicle be?
The IDV of the vehicle is fixed on the basis of the manufacturer's listed selling price of the brand and model of the vehicle proposed for insurance at the commencement of insurance or at renewal, and is adjusted for depreciation (as per the schedule specified below). The IDV of the sidecar(s) and/or accessories, if any, fitted to the vehicle, but not included in the manufacturer's listed selling price of the vehicle is also likewise to be fixed.
What is an endorsement?
An endorsement is written evidence of an agreed change in policy terms.
How long is my insurance cover valid for?
Typically, general insurance contracts are for a period of one year, unless stated otherwise. Please check your policy certificate cum schedule to determine the period of coverage
We at Kotak General Insurance believe in a transparent claims process. Here’s a list of exclusions that are not covered under this Policy.
Awesome UI and Core Insurance software
Great Responsive UI Design and core insurance software using by KGI. Faster processing.
SUMAN KUNDU, KOLKATA
No POLICY details in the PDF downloaded. How can I show this to the traffic police..?
SUDHAKAR V, K V RANGA REDDY
EASY TO USE
EASY TO USE
NAREN K S, CHENNAI
Hassle free experience
Hassle free experience
SUMATHI SRIDHARAN, CHENNAI
Good service ever found on website
TUKARAM MANIK KOLI, THANE
Keep it up
Patit Paban Bit, HOWRAH
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