Compare Plans

Below is a brief comparison of the plans. For specific details and limits please refer to the product brochure here.

  • Plan Name
  • In-patient Treatment
  • Day Care Treatment
  • Pre-Hospitalization Medical Expenses
  • Post-Hospitalization Medical Expenses
  • Ambulance Cover
  • Organ Donor Cover
  • Alternative Treatment
  • Domiciliary Hospitalisation
  • Annual Health Check-up
  • Restoration Benefit
  • Cumulative Bonus
  • Second E-Opinion Cover
  • Health and Rewards
  • Value Added Benefits
  • Hospital Daily Cash
  • Convalescence Benefit
  • Home Nursing Benefit
  • Daily Cash for Accompanying an Insured Child
  • Compassionate Visit
  • Maternity Benefit* (with 3 year waiting period)
  • New Born Baby Cover* ( with 3 year waiting period)
  • Vaccination Expenses* ( with 3 year waiting period)
  • Air Ambulance Cover
  • Critical Illness Cover (Available for Age 18 years and above)
  • Personal Accident Cover
  • Cap on Room Rent
  • Waiting period for PED
  • Instalment Facility
  • Elite
  • Upto Base Sum Insured
  • 405 Named Day-care Surgeries & Procedures
  • 60 days
  • 90 days
  • Upto INR 20000 per year
  • Upto Base Sum Insured
  • Upto Base Sum Insured
  • Upto Base Sum Insured
  • For each Insured Person above 18 years of Age, each Policy Year for specified tests
  • Additional Sum Insured equivalent to Base Sum Insured
  • 10% of the Base Sum Insured, upto a maximum of 100% for each claim free year; No reduction in case of claim
  • Available
  • Available
  • VA2
  • INR 1500 per day for minimum 3 days of hospitalization subject to maximum of 10 days
  • INR 20,000 (minimum hospitalisation of 10 days)
  • Upto INR 3,000 per day for a maximum of 15 days after completion of number of days under Post hospitalisation cover for the medical services of a nurse at your residence
  • Optional CoverRs. 1500 per day for minimum 3 days of hospitalization subject to maximum of 10 days
  • Optional CoverUpto INR 20000
  • Optional CoverUpto INR 50,000 Normal and Cesarean
  • Optional Cover Within Maternity Benefit Sum Insured
  • Optional CoverUpto INR 7500
  • Optional CoverUpto 10% of Base Sum Insured and subject to a maximum of 5lacs
  • Optional CoverAdditional Sum Insured equivalent to Base Sum Insured and subject to a maximum of 10 lacs
  • Additional Sum Insured equivalent to Base Sum Insured and subject to a maximum of 25 lacs
  • Not Available
  • 36 months for all age groups Option of 24 months to be provided
  • Available
  • Select Plan
  • Advantage
  • Upto Base Sum Insured
  • 405 Named Day-care Surgeries & Procedures
  • 60 days
  • 90 days
  • Upto INR 20000 per year
  • Upto Base Sum Insured
  • Upto Base Sum Insured
  • Upto Base Sum Insured
  • For each Insured Person above 18 years of Age, each Policy Year for specified tests
  • Additional Sum Insured equivalent to Base Sum Insured
  • 10% of the Base Sum Insured, upto a maximum of 50% for each claim free year; No reduction in case of claim
  • Available
  • Available
  • VA1
  • INR 500 per day for minimum 3 days of hospitalization subject to maximum of 10 days
  • INR 10,000 (minimum hospitalisation of 10 days)
  • Upto INR 3,000 per day for a maximum of 15 days after completion of number of days under Post hospitalisation cover for the medical services of a nurse at your residence
  • Optional CoverRs. 500 per day for minimum 3 days of hospitalization subject to maximum of 10 days
  • Optional CoverUpto INR 20000
  • Not Available
  • Not Available
  • Not Available
  • Not Available
  • Optional CoverAdditional Sum Insured equivalent to Base Sum Insured
  • Optional CoverAdditional Sum Insured equivalent to Base Sum Insured
  • 1% of base sum insured in case of stay in Non ICU; 2% of base sum insured in case of stay in ICU
  • 48 months for all age groups Option of 36 months to be provided
  • Available
  • Select Plan
  • Edge
  • Upto Base Sum Insured
  • 405 Named Day-care Surgeries & Procedures
  • 60 days
  • 90 days
  • Upto INR 20000 per year
  • Upto Base Sum Insured
  • Upto Base Sum Insured
  • Upto Base Sum Insured
  • For each Insured Person above 18 years of Age, each Policy Year for specified tests
  • Additional Sum Insured equivalent to Base Sum Insured
  • 10% of the Base Sum Insured, upto a maximum of 100% for each claim free year; No reduction in case of claim
  • Available
  • Available
  • VA2
  • INR 1000 per day for minimum 3 days of hospitalization subject to maximum of 10 days
  • INR 15,000 (minimum hospitalisation of 10 days)
  • Upto INR 3,000 per day for a maximum of 15 days after completion of number of days under Post hospitalisation cover for the medical services of a nurse at your residence
  • Optional CoverRs. 1000 per day for minimum 3 days of hospitalization subject to maximum of 10 days
  • Optional CoverUpto INR 20000
  • Optional CoverUpto INR 25,000 for Normal and 35,000 Cesarean
  • Optional Cover Within Maternity Benefit Sum Insured
  • Optional CoverUpto INR 5000
  • Optional CoverUpto 10% of Base Sum Insured and subject to a maximum of 5lacs
  • Optional CoverAdditional Sum Insured equivalent to Base Sum Insured and subject to a maximum of 10 lacs
  • Additional Sum Insured equivalent to Base Sum Insured
  • Not Available
  • 48 months for all age groups Option of 36 months to be provided
  • Available
  • Select Plan

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