If you want to insure your family members separately, you can insure up to 4 adults and 4 children together. If you opt for a family floater option (all family members under one policy), you can insure a maximum of 2 adults and 3 children.
You can insure your dependent family members, such as your spouse, parents, and children.
Yes, the premium paid for health insurance policies qualifies for deduction under Section 80D of the Income Tax Act 1961.
We need the date of birth of every family member to provide you with an accurate premium for the same.
If you haven't bought the policy yet, you can re-calculate the premium basis the correct date of birth. In case you have already purchased the policy, then please contact us on our toll-free number 1 800 266 4545 to correct the date. Please remember that this could attract a change in the premium.
Yes, the date of birth has an impact on the premium you pay. The date of birth allows us to evaluate a policy and quote the premium accordingly.
You can buy health insurance for an individual who is maximum 65 years of age.
This depends on your age and family composition. If you are young, without any dependents, we would suggest you go for a lower sum insured. But, if you have dependent parents and children, we would suggest you go for a higher sum insured.
As the name suggests, a family floater plan allows you to insure your family under one policy and the entire family shares the sum insured opted. In case of an individual plan, each family member will have a separate sum insured for them to utilise.
In case you want to buy an individual plan for your family members, the minimum age is 5 years and maximum age is 25 years. And if you want to buy a family floater plan, then the minimum age is 91 days and the maximum age is 25 years.
While we calculate your premium, please provide us with your
details so that we can serve you better.
not share your details with anybody.
We require your details to share important information about your quote and policy with you. Having your contact details in our records will also help us serve you better.
You can call on our toll-free no. 1800 266 4545 or chat with our online expert or leave your phone number here and we will call you back.
Yes, you can buy health insurance online, and the policy can be issued to you in real-time based on the merits of the health declarations made by you.
Typically, you are not required to submit any documents to buy health insurance online. If we feel there is a need to analyse your health, then we may ask for a few documents.
Information on state is required for computation of Goods & Services Tax (GST)
With respect to Kotak Health Premier, zone refers to grouping of locations based on similar medical and hospitalization costs.
Zone Classification is done on the following basis
Also, the premium you pay and co-payment applicable is determined based on the city where you reside.
Treatment Taken at
The amount displayed below indicates the premium to be paid.
To learn more about each plan, click on compare.
No, the premium does not include any taxes.
Yes, the premium paid for health insurance policies qualifies for a deduction under Section 80D of the Income Tax Act 1961.
Please click here to view the claims process.
Kindly click here to check if the hospitals around your home are a part of our network.
You will be taken to the next stage of buying where you only have to fill the form and make the payment to get the policy.
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